Nancy B. Johnson
- claimdenial
- claimdispute
- May 29, 2026
- 0 Comments
The “Pre-Existing” Trap: How Florida Insurers Use “Wear and Tear” to Reject Valid Water Claims
Water damage claims in Florida are among the most commonly disputed insurance cases. One of the most frequent reasons for denial is the so-called “pre-existing damage” or “wear and tear”…
