Drivers risk invalidating car insurance when leaving cars to do-ice

  • February 10, 2023

Motoring lawyer Nick Freeman has previously warned that drivers should stay inside their vehicles when defrosting them to avoid being caught out. He said drivers should “always be in control” of their cars while the engine is running or could risk invalidating their car insurance for leaving it unattended.

Car thefts are common in winter as thieves wait for drivers to turn on their ignition before pouncing.

Mr Freeman said: “It may be tempting to get out of the car and leave the engine running when defrosting the car.

“But if you’re on the road – rather than a private driveway- it’s breaking the law.

“The Highway Code states that drivers are expected to always be in control of their vehicle while the engine is running.

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The British Insurers Brokers’ Association (BIBA) also warned leaving a car unattended to defrost could be a major concern.

BIBA said many insurers “will not pay the claim should the car be stolen”.

They added: “Waking up on a freezing cold morning, it can be tempting to save a few extra minutes by starting the engine and warming the vehicle up while you nip back inside to finish getting ready.

“But, from experience, BIBA knows that many motorists who do this may be at risk from ‘frosting’, which is when opportunist thieves steal the vehicle with the keys in the ignition, while the windscreen is being defrosted.”

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He said: “Whilst it is tempting to leave your car running with the keys in the ignition whilst unattended on frosty cold mornings, experience tells us it’s not a wise move.

“Not only does it make your car an easy target

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