insurance covers


What Is Comprehensive Car Insurance… and Is it Worth It?

  • February 17, 2023

In the U.S., drivers are legally required to carry liability insurance but comprehensive insurance is usually optional.  If someone owns a vehicle outright, he or she is not required to have comprehensive car insurance. But if someone finances a vehicle, sometimes the car loan company could require him or her to take out comprehensive insurance.  

In the following article, we will discuss what comprehensive car insurance is in detail and whether it is worth getting, even if you are not legally required to have it. 

What is comprehensive car insurance?

Comprehensive car insurance covers damage to your car that results from causes other than collisions.  

As with other types of auto insurance, comprehensive coverage pays for part of your loss after damage to your car. The other part, known as the deductible, is the amount you have to pay.  

The damages that your insurance payment can be used for includes repairs and even a new vehicle.

What does comprehensive car insurance cover?

We have mentioned that comprehensive car insurance covers damage to your vehicle other than that caused by collisions. But neither does comprehensive insurance cover personal items that are stolen from your car or damage to your car that has been caused by potholes.  

So, what types of damages does it cover?  

Well, with comprehensive car insurance in place, you will have coverage for damage that is caused by things like:

  • Natural disasters, such as tornadoes, floods, and earthquakes. 
  • Vandalism.
  • Riots.
  • A run-in with an animal, such as a deer.
  • Break-ins.
  • Theft.
  • Fires. 
  • Fallen objects, such as rocks and tree branches. 

Is comprehensive car insurance available around the world?

Yes, comprehensive car insurance is available around the world.  

Though, you should make sure that it is available in your specific country before you begin weighing up

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Bruce Oyler State Farm Insurance Agent Explains Why Car Own…

  • September 5, 2022

(MENAFN- GetNews)

Bruce Oyler is a reliable State Farm Insurance agent in Littleton, CO. In a recent update, the insurance agent explained why car owners should have car insurance.

Littleton, CO – In a website post, Bruce Oyler explained why it is essential to have car insurance.

The car insurance Littleton agent said that car insurance covers help car owners avoid costs associated with accidents involving their cars. If one has an insurance cover, they may not be liable for damages, third-party personal injuries, and related expenses. The owner can also have a personal accident cover covering the driver and passengers. But the amount one receives depends on the policy terms.

The auto insurance Littleton agent said that car insurance could cover the cost of repairing or Replacing a vehicle after an accident. Many insurance companies offer different insurance covers to ensure car owners don’t pay for repairs or replacement out of pocket. The agent advised people to read and understand the policies before paying. This helps avoid conflicts or issues with the insurance company when claiming benefits or compensation after an accident.

The State Farm car insurance Littleton agent added that car insurance coverage gives a car owner peace of mind. They know that even if they are involved in a car accident, the car insurance will take care of the damages and losses and protect them against lawsuits for damages caused to third parties.

About Bruce Oyler – State Farm Insurance Agent

Bruce Oyler is a State Farm Insurance agent serving Littleton and nearby areas. The insurance agent helps people with car, motorcycle, and home insurance needs. Bruce and his team have a combined experience of over 58 years and are ready to serve customers.


Legal Disclaimer: MENAFN provides the information “as is” without warranty

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