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MLTPLY Launches Stable Insurance Using INSTANDA’s Platform in Ten Weeks

  • September 11, 2022

Stable Insurance
Stable Insurance GNW

Dallas Fort Worth, Texas, July 26, 2022 (GLOBE NEWSWIRE) — MLTPLY announced the successful launch of their latest insurtech partnership, Stable Insurance, with the help of INSTANDA’s complete digital platform. Stable’s first offering is owner-operators rideshare insurance for drivers in networks such as Uber or Lyft. In just ten weeks, Stable, MLTPLY, and INSTANDA built an end-to-end insurance experience including B2C support via a digital agent quote flow and policy issuance supported by an innovative insurance offering enabling their customers to:

  • Get a quote in 90 seconds
  • Buy a policy in 150 seconds
  • Purchase specialty coverages such as a matching and vanishing deductible
  • Get a dash cam for $5 a month and receive a 20% discount

MLTPLY is an insurtech incubator focused on bringing comprehensive innovation to the P&C sector by offering vital products and services at the right price. Their first insurtech, Pouch, launched in late 2021 and offers simplified Commercial Auto insurance built for underinsured markets. With a constantly growing portfolio, MLTPLY will continue to innovate through 2022 with exceptional delivery records achieved through globally distributed teams across the United States, Latin America, and the European Union.

Gloria Guntiñas, Co-Founder and CEO of MLTPLY says, “With a personal mission to insure the underinsured and make insurance accessible to markets that historically don’t have access, we’re thrilled to launch Stable Insurance. It’s a gamechanger for rideshare drivers who need to insure their most valuable assets and livelihood, their vehicle.”

“One of the biggest wow moments in my time at INSTANDA so far is seeing what

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How can kids impact your car insurance rate?

  • August 27, 2022

In some situations, you might find that having kids is helping you save on auto insurance, and in others, it might be costing you more.

Be sure you can reach to buckle your children in.
Be sure you can reach to buckle your children in. Photo by Volvo

Much like being married, having kids is one of those family status changes that has the potential to affect your car insurance rate. In some situations, you might find that having kids is helping you save on auto insurance, and in others, it might be costing you more.

Here are some of the ways children can impact your car insurance rate for better or worse.

No more work commute could mean cheaper insurance

Especially in the first year after a baby’s arrival, new parents might be driving less if they’re on parental leave and no longer commuting to work. This means less exposure to risk, as well as less opportunity for a collision, so insurance companies should lower your rate if you let them know you’re driving fewer kilometers annually.

During this time, most trips are short — to the doctor or parent-and-baby play groups — and not long-distance road trips. If one parent is staying home with baby for a year or longer leave, that’s one half of your household’s commute eliminated.

However, you might find as you return to work and your kids get older that you’re driving more kilometers — to soccer practices, school, dance competitions, etc. This could cause your rate to creep back up. Be upfront with your insurance company so your policy accurately reflects how many kilometers you’re driving annually.

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How an alumni discount can help you save on car insurance

  • August 26, 2022

While you may have moved on from your university or college days, your alma mater can actually help lower your car insurance rate.

A person holding a key with a bow on it, standing in front of a car they had been gifted.
A person holding a key with a bow on it, standing in front of a car they had been gifted. Photo by Getty

While you may have moved on from your university or college days, taking with you only memories, a degree, and maybe student debt, your alma mater can actually help lower your car insurance rate.

Depending on the insurance provider, university and college graduates across Canada can access discounted auto insurance rates as part of an alumni group discount, alongside other perks such as lower home, life, and health insurance, and discounts at local attractions and retailers.

These discounts can be a win-win for both insurance providers and alumni associations alike because insurance companies can gain a larger volume of business and association members can benefit from cheaper prices.

  1. Enjoy these cheaper car insurance rates while they last

    Enjoy these cheaper car insurance rates while they last

  2. Lorraine Explains: Don't just automatically renew your car insurance

    Lorraine Explains: Don’t just automatically renew your car insurance

How do I know if I’m eligible for an alumni discount on my car insurance?

The best way to check if you’re eligible for an alumni discount on your car insurance is to visit your university’s alumni page or contact the alumni association directly.

Excluding institutions in British Columbia, Manitoba and Saskatchewan (where auto insurance is publicly run), the vast majority of universities in Canada offer alumni car insurance discounts, in addition to home, tenant, and condo coverage.

For example, the University of Alberta, the University of Toronto, McGill University,

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Adulting 101: some basic facts about life insurance

  • August 22, 2022

Author of the article:

Peter Kenter • Postmedia Content Works

Publishing date:

Jul 25, 2022 • August 3, 2022 • 4 minute read

Young friends enjoying a day at beach.
Photo by SUPPLIED

If you’ve never thought much about term life insurance, it’s a good idea to know what it is and how it can benefit you as you grow older or your life changes.

“If you drive a car, the law says you need to buy insurance, so you generally tend to learn about car insurance when you start driving,” says Chinyere Ezemenari, senior manager, direct life and health, TD Insurance. “But the whole idea of ​​buying term life insurance may be new to you at this point. There’s really no such thing as a bad question — including whether you need life insurance at all at this stage of your life. It’s all up to you. With TD Insurance you have access to online information and licensed life insurance agents to handle your questions.”

What is term life insurance?

Life insurance is a financial product that can pay out a lump sum amount to your estate or a tax-free lump sum amount to your designated beneficiary if you pass away.

Do I have to be a Canadian resident to apply?

Eligibility requirements may vary depending on the insurance company. At TD Insurance, yes you do. That means you’re legally entitled to reside in Canada for at least the next year and you’ve been a

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Alberta legal aid lawyers threaten job action over ‘perpetual funding neglect’

  • August 10, 2022

Publishing date:

Aug 01, 2022 • August 1, 2022 • 4 minute read • 7 Comments

On Saturday, three organizations representing <a href=criminal defense lawyers across Alberta issued an ultimatum to Justice Minister Tyler Shandro, saying they will withdraw from legal aid without an infusion of new funding.” class=”featured-image__image type:primaryImage” height=”525″ src=”https://smartcdn.gprod.postmedia.digital/edmontonsun/wp-content/uploads/2022/07/n4crownwalk0417-s.jpg?quality=90&strip=all&w=288&h=216″ srcset=”https://smartcdn.gprod.postmedia.digital/edmontonsun/wp-content/uploads/2022/07/n4crownwalk0417-s.jpg?quality=90&strip=all&w=288&h=216, https://smartcdn.gprod.postmedia.digital/edmontonsun/wp-content/uploads/2022/07/n4crownwalk0417-s.jpg?quality=90&strip=all&w=576&h=432 2x” width=”700″/
On Saturday, three organizations representing criminal defense lawyers across Alberta issued an ultimatum to Justice Minister Tyler Shandro, saying they will withdraw from legal aid without an infusion of new funding. Photo by Larry Wong /Postmedia

Alberta lawyers who represent low income clients are threatening to walk off the job over what they call “perpetual funding neglect” of Legal Aid Alberta.

On Saturday, three organizations representing criminal defense lawyers across Alberta issued an ultimatum to Justice Minister Tyler Shandro, months after Crown prosecutors made similar demands for additional funding

“The most minimal provision of legal aid services in Alberta is at a breaking point,” states the news release. “While we are prepared to collaborate with other stakeholders to solve this crisis, our cooperation is contingent upon a meaningful commitment by the government to adequate fund Legal Aid Alberta now.

“To ensure the government understands the immediacy of this crisis and the importance of this funding, our organizations are taking steps towards job action.”

The release is signed by the Edmonton-based Criminal Trial Lawyers’ Association (CTLA), Calgary’s Criminal Defense Lawyers’ Association and the Southern Alberta Defense Lawyers’ Association.

Unlike the public defender system in the United States, defense lawyers in Alberta are not employed directly by the government. Rather, they are paid

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Flora Growth CEO Meets With Colombian Senator as Bill to Legalize Recreational Cannabis Is Introduced

  • July 23, 2022

– Flora applauds new Colombian bill to legalize recreational cannabis in the country proposed to the legislature on July 20

– Bill proposed to Colombian legislature sets the framework for a recreational market, including regulation from INVIMA

– Flora CEO Luis Merchan met with Sen. Gustavo Bolivar, the bill’s author, to discuss the impact on national and international trade

FORT LAUDERDALE, Fla. & TORONTO — Flora Growth Corp. (NASDAQ: FLGC) (“Flora” or the “Company”), a leading all-outdoor cultivator, manufacturer and distributor of global cannabis products and brands, announced today that the Company met with the author of a new bill to legalize recreational cannabis on the day the legislation was introduced to Congress.

Flora’s Chairman and CEO Luis Merchan met with Colombian Sen. Gustavo Bolivar prior to the bill’s introduction to Congress on July 20. Bolivar, the key author of the bill, and Merchan discussed the top tenants of the bill, the bill’s implications for companies such as Flora in Colombia and what legalization means for the country’s burgeoning domestic and international cannabis markets. Video of the discussion between Bolivar and Merchan can be found here.

Highlights of the discussion include:

  • Highlights a flourishing cannabis industry in Colombia, including both domestic trade and international exports
  • The future of cannabis regulations, including the potential of a new government entity solely focused on cannabis regulation
  • Cannabis pharmaceuticals and the need for government regulations
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LEGAL
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